Hi Reader! Do you know you can check your Zenith Bank account balance on your mobile phone without your ATM card 2023? With the increase in the level of technology, banking is now made simple and stress-free.
There are so many things you can do on your Zenith Bank account with your phone but in this article, we will be focusing on how to use your mobile phone to check your account balance.
You don’t have to go to the bank to check your account balance, you don’t have to go to a POS shop to check your account number, and you don’t have to go anywhere at all! All you need is your phone!!
Whether you are using a browsing phone or not, you can check your balance. Whether you have data or not, you can check your account balance. So, rest assured that here today, you will know how to check your account balance on Zenith Bank.
Without wasting much time, let’s get started.
Here I will be taking you through four different ways to check your account balance on Zenith Bank. So, hold on while I break these down for you!
How to Check Account Balance on Zenith Bank in 2023
The following are the four reliable and easy ways to check your account balance in 2023;
- By using USSD Code
- By using Zenith Bank mobile app
- Via ZIVA
- Via internet banking
So, let me take them one after the other!
See Also: How to Check Access Bank Account Balance
How to Check Zenith Bank Account Balance Using USSD Code
The code to check Zenith Bank account balance is *966*00#.
Now, to check your Zenith Bank account balance using USSD Code, follow the simple steps below;
- Simply dial *966*00# on the line that is linked to your account.
- For those using it for the first time, you have to register using the last four digits of your ATM card
- You have to create a 4-digit PIN
- Once it is successful, a sms will be sent to you containing your current account balance.
Now, onto how to check your account balance on Zenith Bank using the mobile banking app.
How to Check Account Balance Using the Mobile App
To check your account balance on Zenith Bank using the mobile application, follow the simple steps below;
- Download the Zenith Bank Mobile App on Google play or Apple store.
- Install and launch the app
- Now, click on register
- Then, fill in the necessary details.
- After you have successfully registered, you can just log in and your account balance will be on your dashboard.
Okay, there is another way to check your account balance. Very easy way.
How to Check Your Zenith Bank Account Balance Via ZIVA
First, what is ZIVA?
ZIVA is an acronym for Zenith Intelligent Virtual Assistant. It is an intelligent chatbot on WhatsApp which is powered by artificial intelligence.
ZIVA can literally do many banking transactions for you. It can help
- Pay Bills
- Buy Data
- Transfer Funds
- Open an Account
- View mini and full account statement
- Send your Bank Statement to Embassies/Other Financial Institutions
- Check your Balance
- Request/Stop/Confirm cheque, block card, freeze account
- Log and track complaint
- ATM/Branch Locator
- Live Chat
- All you need to get started is to save the dedicated number +234-7040004422 on the line linked to your account and say hi on WhatsApp!
And lastly, how to check your account balance via internet banking. If somehow, all the ways explained up there didn’t work, then here is another way.
How to Check Your Zenith Bank Account Balance Via Internet Banking
To check your account balance via internet banking, simply follow the guidelines below;
- Simply visit https://www.zenithbank.com/internet-banking/ to get started.
- Take note that you need a bank token to start using the Zenith Bank Internet Banking platform. If you have never used Zenith Bank Internet Banking before, you must first visit the bank to register before you can begin to enjoy its unique features.
See Also: How to Check First Bank Account Balance
About Zenith Bank Plc
Zenith Bank Plc is a large financial service provider in Nigeria and Anglophone West Africa. It is licensed as a commercial bank by the Central Bank of Nigeria, the national banking regulator. As of 31 December 2019, it holds $16.1bn in total assets, with shareholders’ equity of $854 million. The company is listed on the Nigeria Stock Exchange and the London Stock Exchange. The founder of Zenith bank plc is Jim Ovia.
The Nigerian banking industry of the early 1990s was led by a select group of four major banks: Union Bank, First Bank, UBA, and Afribank. In 1999, Zenith bank embraced the use of the internet for marketing financial services and to promote the use of online banking by consumers and becoming one of the earliest companies to invest in online banking. In the early 2000s, Zenith’s profile began to rise, its investments in information technology helped it compete against the major banks that had a larger branch outreach and it soon began to announce net profits comparable to some of the older big banks.
On 17 June 2004, following a successful IPO, the bank became a public limited company. On 21 October 2004 its shares of the stock were listed on the Nigeria Stock Exchange (NSE). The bank’s shares are traded on the London Stock Exchange (LSE) following a listing of the $850 million worth of its shares at $6.80 each, in 2013.
The bank has equity investments in Zenith Custodian, Zenith Securities, and Zenith General Insurance. You can read more on Zenith Bank Plc here.
FAQs About Zenith Bank
Who owns Zenith Bank?
Jim Ovia is the founder and chairman of Zenith Bank Plc, one of Africa’s largest banks with over $24 billion in assets and shareholders’ funds of over US$3 billion as at June, 2022.
Is GTBank better than Zenith Bank?
It is somehow difficult to say which one is better.
However, you can say Zenith has more liquidity relative to GTBank but you can also say GTBank is investing her excess cash more than Zenith. In terms of financing, Zenith has a higher Debt to Equity Ratio of 1.20 as compared to GTBank 0.27. This indicates that Zenith utilizes more debt financing than equity
Is Kuda related to Zenith Bank?
Kuda does have partnerships with incumbent banks, specifically Zenith Bank, Guaranteed Trust and Access Bank, for people to come in for physical deposits and withdrawals when needed.
With this post, I am confident that I have satisfied your search intent but if by any chance you have a question, kindly leave us a comment.
His Name is Tiamiyu Abdulbazeet Olawale. He is a student at the University of Ilorin studying Electrical and Electronics Engineering. He likes to give the latest updates about Nigeria and international institutions as he aims at helping people to lay their hands on the right information.