Hi Reader! Do you know you can check your Sterling Bank account balance on your mobile phone without your ATM card? With the increase in the level of technology, banking is now made simple and stress-free.
There are so many things you can do on your Sterling Bank account with your phone but in this article, we will be focusing on how to use your mobile phone to check your account balance.
You don’t have to go to the bank to check your account balance, you don’t have to go to a POS shop to check your account number, and you don’t have to go anywhere at all! All you need is your phone!!
Whether you are using a browsing phone or not, you can view your Sterling Bank account balance. Whether you have data or not, you can check your account balance. So, rest assured that here today, you will know how to check your account balance on Sterling Bank.
Without wasting much time, let’s get started.
Here I will be taking you through two different ways to check your account balance on Sterling Bank. So, hold on while I break these down for you!
How to Check Account Balance on Sterling Bank
The following are the two reliable and easy ways to check your Sterling Bank account balance;
- By using USSD Code
- By using the Sterling Bank mobile app
So, let me take them one after the other.
See Also: How to Check Access Bank Account Balance
How to Check Sterling Bank Account Balance Using USSD Code
The code to check the Sterling Bank account balance is *822#.
Now, to check your account balance using USSD Code, follow the simple steps below;
- If you are using the code for the first time, you must activate the Sterling Bank code first. So, dial *822# and follow the prompts. Once, you have successfully activated the code.
- Simply dial *822*6# with the line linked to your Sterling Bank Account
- Enter your PIN
- Your Sterling Bank account balance will be displayed on your phone screen.
The service works with MTN, AIRTEL, GLO, and 9Mobile lines.
Now, onto how to check your account balance on Sterling Bank using the mobile banking app. This method will only cost you data. No service fee for this method.
How to Check Sterling Bank Account Balance Using the Mobile App
To view your account balance on Sterling Bank using the mobile application, follow the simple steps below;
- Download The Sterling Bank Mobile App on Google Play or the Apple store.
- Install and launch the app
- If you are using it for the first time, you will need to register with some personal information. Just follow the process on the app.
- After you have successfully registered, you can just log in and your account balance will be on your dashboard.
See Also: How to Check First Bank Account Balance
About Sterling Bank
Sterling Bank Plc, which is a full-service national commercial bank is licensed by the Central Bank of Nigeria. On Reuters and Bloomberg terminals, it is identified as STERLNB.LG and STERLNBA: NL respectively.
The bank provides services to individuals, small businesses (SMEs), and large corporations. As of December 2021, the bank’s branch network numbered 141, distributed throughout Nigeria with total assets valued in excess of NGN 1.6 trillion).
Sterling Bank Plc was originally incorporated in 1960 as Nigeria Acceptances Limited (NAL). The bank was licensed as Nigeria’s first merchant bank in 1969. Consequent to the indigenization decree of 1972, the Bank became fully government owned and was managed in partnership with Grindlays Bank Limited, Continental International Finance Company Illinois, and American Express Bank Limited between 1974 and 1992. In 1992, the Bank was partly privatized and listed as a public company on the Nigeria Stock Exchange (NSE). Eight years later, in 2000, the Federal Government sold its residual interest in the bank, effectively making it a fully privatized institution.
In January 2006, as part of the consolidation of the Nigerian banking industry, NAL Bank completed a merger with four other Nigerian Banks namely, Magnum Trust Bank, NBM Bank, Trust Bank of Africa, and Indo-Nigeria Merchant Bank (INMB), and adopted the name ‘Sterling Bank’. The merged entities were successfully integrated and have operated as a consolidated group ever since.
In line with the Central Bank of Nigeria’s repeal of universal banking, Sterling Bank now operates as a national commercial bank, disposing of holdings in subsidiaries and affiliate companies. In mid-2011, Sterling Bank Plc acquired the franchise of the erstwhile Equatorial Trust Bank. You can read more here.
FAQs How to Check Sterling Bank Account Balance on Mobile Phone
Now, let’s read about the frequently asked questions about how to view the sterling bank account balance on mobile device.
How Can I Check My Sterling Bank Account Balance on My Mobile Phone?
You can check your Sterling Bank account balance on your mobile phone using a variety of methods, including USSD code, mobile banking app, and SMS.
What is the USSD Code to Check Sterling Bank Account Balance?
The USSD code to check Sterling Bank account balance on your phone is *822#. After dialing this code, you can follow the prompts to check your account balance.
How Do I Use the USSD Code to Check Account Balance?
To check your Sterling Bank account balance, dial *822*6# or *822#, and then follow the on-screen prompts. Dialing this code from the mobile number linked to your bank account is important.
Is There Any Charge for Using the USSD Service?
Yes, typically, your network provider may charge a small fee for using the USSD service. The charges can vary, so it’s best to check with your provider.
Can I Check My Sterling Bank Account Balance Online?
Yes, you can check your Sterling Bank account balance online through internet banking or the Sterling Bank mobile app.
How to Use Sterling Bank Mobile App to Check Account Balance?
To check your account balance using the Sterling Bank mobile app, download and install the app from your phone’s app store. Once installed, log in with your internet banking details. After logging in, you will see your account balance on the home screen.
How to Enroll in Sterling Bank Internet Banking?
To enroll in Sterling Bank’s Internet banking, you may need to visit a Sterling Bank branch or apply through the bank’s website. You will be required to provide your account details and personal information. After the bank verifies your information, you will receive your internet banking login credentials.
How Can I Check My Account Balance via SMS?
Sterling Bank Nigeria does not offer an SMS banking service for balance inquiry.
With this post, I am confident that I have satisfied your search intent but if by any chance you have a question, kindly leave us a comment.