How to Check Keystone Bank Account Balance on Mobile Phone

Hi Reader! Do you know you can check your Keystone Bank account balance on your mobile phone without your ATM card? With the increase in the level of technology, banking is now made simple and stress-free.

There are so many things you can do on your Keystone Bank account with your phone but in this article, we will be focusing on how to use your mobile phone to check your account balance.

You don’t have to go to the bank to check your account balance, you don’t have to go to a POS shop to check your account number, and you don’t have to go anywhere at all! All you need is your phone!!

Whether you are using a browsing phone or not, you can your Keystone Bank account balance. Whether you have data or not, you can check your account balance. So, rest assured that here today, you will know how to check your account balance on Keystone Bank.

Without wasting much time, let’s get started.

Here I will be taking you through two different ways to view your account balance on Keystone Bank. So, hold on while I break these down for you!

How to Check Account Balance on Keystone Bank

The following are the two reliable and easy ways to check your Keystone Bank account balance;

By using USSD Code
By using Keystone Bank mobile app

So, let me take them one after the other.

How to Check Keystone Bank Account Balance Using USSD Code

The code to check Keystone Bank account balance is *7111#.

Now, to check your account balance using USSD Code, follow the simple steps below;

If you are using the code for the first time, you will need to activate the Keystone Bank code first. So, dial *7111# and follow the prompts. Once, you have successfully activated the code.
Simply dial *7111*1# with the line linked with your Keystone Bank Account
Enter your PIN
Your Keystone Bank account balance will be displayed for you on your phone screen.

Simple, right?

Note that the use of Keystone account balance code attracts a fee of 20 naira only and there’s no limit to the number of times you can use the code, provided you have enough money in your account to offset the cost implication.

Now, onto how to check your account balance on Keystone Bank using the mobile banking app. This method will only cost you data. No service fee for this method.

How to Check Keystone Bank Account Balance Using the Mobile App

To view your account balance on Keystone Bank using the mobile application, follow the simple steps below;

Download the Keystone Bank Mobile App on Google play or Apple store.
Install and launch the app
If you are using it for the first time, you will need to register with some personal information. Just follow the process on the app.
After you have successfully registered, you can just log in and your account balance will be on your dashboard.

About Keystone Bank

Keystone Bank Limited, is a commercial bank in Nigeria. The bank is one of the commercial banks licensed by the Central Bank of Nigeria, the national banking regulator.

Keystone Bank offers banking services to large corporations, public institutions, small to medium enterprises (SMEs) and individuals. The bank is a large financial services provider in Nigeria. As of December 2012, the bank’s total assets were valued at US$1.916 billion (NGN:307.5 billion), with shareholders’ equity valued at about US$213.3 million (NGN:34.23 billion).

The bank was previously owned by the Asset Management Corporation of Nigeria (AMCON), an arm of the Federal Government of Nigeria. The bank is currently owned by Sigma Golf RiverBank Consortium after being acquired from the Asset Management Corporation of Nigeria (AMCON) in March 2017.

On Friday 5 August 2011, Keystone Bank Limited was issued a commercial banking license by the Central Bank of Nigeria (CBN). On the same day, CBN revoked the banking license of Bank PHB. Keystone Bank assumed the assets and some liabilities of the now defunct Bank PHB.

On 22 March 2017, Asset Management Company of Nigeria announced that Keystone bank had been sold to investors for 25 billion naira ($81.5 million). It was sold to Sigma Golf-Riverbank consortium. You can read more here.

FAQs about How to Check Keystone Bank Account Balance on Mobile Phone

How Can I Check My Keystone Bank Account Balance on My Mobile Phone?

To check your Keystone Bank account balance on your mobile phone, you can make use of the bank’s USSD banking service. By dialing the USSD code *7111# and following the prompts, you can access this information.

What Are the Steps to Check Keystone Bank Account Balance Using USSD?

Here are the steps:

Dial *7111# on the mobile number linked to your Keystone Bank account.
Follow the on-screen prompts and select the option to view account balance.
You may be asked to enter your four-digit banking PIN for verification.
Once verified, your account balance will be displayed on your phone screen.

Is It Possible to Use the USSD Service on Any Mobile Phone?

Yes, the USSD service works on any mobile phone, irrespective of the model or whether it’s a smartphone or not. All you need is a mobile number registered with Keystone Bank.

Do I Need to Register for Mobile Banking to Use USSD Service?

No, you do not need to register for mobile banking to use the USSD service. However, you do need to ensure your mobile number is registered with Keystone Bank.

Is There a Fee for Checking My Account Balance Through USSD?

Yes, most banks, including Keystone Bank, charge a small fee for checking your account balance through the USSD service.

Can I Use the USSD Service If I Do Not Have Airtime on My Mobile Phone?

Generally, you will need airtime on your phone to use the USSD service, even if it’s a small amount. The cost of using the service is typically deducted from your phone’s airtime.

Is the USSD Service Available 24/7?

Yes, the USSD service is available 24/7. You can check your account balance at any time and from anywhere. However, service availability can sometimes be affected by network issues.

With this post, I am confident that I have satisfied your search intent but if by any chance you have a question, kindly leave us a comment.