Hi Reader! Do you know you can check your FCMB Bank account balance on your mobile phone without your ATM card in 2023? With the increase in the level of technology, banking is now made simple and stress-free.
There are so many things you can do on your FCMB Bank account with your phone but in this article, we will be focusing on how to use your mobile phone to check your account balance.
You don’t have to go to the bank to check your account balance, you don’t have to go to a POS shop to check your account number, and you don’t have to go anywhere at all! All you need is your phone!!
Whether you are using a browsing phone or not, you can view your FCMB Bank account balance. Whether you have data or not, you can check your account balance. So, rest assured that here today, you will know how to check your account balance on FCMB Bank.
Without wasting much time, let’s get started.
Here I will be taking you through two different ways to check your account balance on FCMB Bank in 2023. So, hold on while I break these down for you!
How to Check Account Balance on FCMB Bank 2023
The following are the two reliable and easy ways to check your FCMB Bank account balance;
- By using USSD Code
- By using FCMB Bank mobile app
So, let me take them one after the other.
See Also: How to Check Access Bank Account Balance
How to Check FCMB Bank Account Balance Using USSD Code
The code to check the FCMB Bank account balance is *329#.
Now, to view your FCMB Bank account balance using USSD Code, follow the simple steps below;
- If you are using the code for the first time, you must activate the FCMB Bank code first. So, dial *909# and follow the prompts. Once, you have successfully activated the code.
- Simply dial *329*00# with the line linked to your FCMB Bank Account
- Enter your PIN
- Your FCMB Bank account balance will be displayed on your phone screen.
Simple, right?
The service works with MTN, AIRTEL, GLO, and 9Mobile lines.
Now, onto how to check your account balance using the mobile banking app. This method will only cost you data. No service fee for this method.
How to Check FCMB Bank Account Balance Using the Mobile App
To check your account balance on FCMB Bank using the mobile application, follow the simple steps below;
- Download the FCMB Bank Mobile App on Google Play or the Apple store.
- Install and launch the app
- If you are using it for the first time, you will need to register with some personal information. Just follow the process on the app.
- After you have successfully registered, you can just log in and your account balance will be on your dashboard.
See Also: How to Check First Bank Account Balance
About FCMB Bank
First City Monument Bank (FCMB), a member of FCMB Group Plc, is a financial services holding company headquartered in Lagos. FCMB Group Plc has nine subsidiaries divided among three business groups: commercial and retail banking, investment banking, and asset and wealth management. As of December 2020, the Group’s total assets were valued at US $5 billion (NGN: 2 trillion).
The entity from which the bank was founded, City Securities Limited (CSL), was established in 1977 by Oloye Subomi Balogun, the Otunba Tunwashe of Ijebu, a Yoruba traditional aristocrat. First City Merchant Bank was established in 1982 with seed capital from CSL. It was incorporated as a private limited liability company on 20 April 1982 and granted a banking license on 11 August 1983. It was the first bank to be established in Nigeria without government or foreign support. In 2001, the name of the bank was changed from First City Merchant Bank to First City Monument Bank Limited following the bank’s transformation to a universal bank. A new subsidiary, FCMB Capital Markets Limited, was formed to support its corporate finance activities. On 15 July 2004, FCMB changed its status from a private limited liability company to a public limited liability company and was listed on the Nigerian Stock Exchange (NSE) by introduction on 21 December 2004.
Credit Direct Limited, a non-bank subsidiary, was established in 2007.
As a result of the 2010 Central Bank of Nigeria (CBN) regulation, FCMB Group Plc was formed and became the financial holding company for FCMB’s direct subsidiaries.
In 2014, FCMB (UK) Limited, a branch of First City Monument Bank Limited, was authorized to operate in the United Kingdom. It is regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
In November 2017, FCMB Group acquired FCMB Pensions Limited (formerly Legacy Pension Managers Limited). In July 2021, FCMB Pensions Limited acquired a 60% stake in AIICO Pension Managers Limited. You can read more here.
FAQ about FCMB Bank
Let’s check out some frequently asked questions about how to check FCMB bank account balance on mobile phone.
What is the transfer code for FCMB?
Dial *329*Amount*Account number# to transfer funds.
What is the full name of FCMB bank in Nigeria?
The full name of FCMB Bank is First City Monument Bank
It is a member of FCMB Group Plc, which is one of the leading financial services institutions in Nigeria with subsidiaries that are market leaders in their respective segments.
Which bank merged with FCMB?
FinBank
In 2012, FinBank merged with First City Monument Bank (FCMB), allowing them to become the 7th largest bank in Nigeria in terms of branch network and coverage. Prior to the merger, FinBank had about 180 branches in the 36 states of Nigeria.
What is the USSD Code to Check FCMB Bank Account Balance?
The USSD code to check your FCMB Bank account balance is *329#. By dialing this code and following the prompts, you can receive your account balance details.
How Can I Check My FCMB Bank Account Balance on My Mobile Phone?
Now, to view your FCMB Bank account balance using USSD Code, follow the simple steps below;
- If you are using the code for the first time, you must activate the FCMB Bank code first. So, dial *909# and follow the prompts. Once, you have successfully activated the code.
- Simply dial *329*00# with the line linked to your FCMB Bank Account
- Enter your PIN
- Your FCMB Bank account balance will be displayed on your phone screen.
Do I Need Internet Access to Check My FCMB Bank Account Balance on My Mobile Phone?
No, you do not need internet access to check your FCMB Bank account balance on your mobile phone. The USSD code (*329#) operates offline and only requires a network signal on your mobile phone.
Is Checking My FCMB Bank Account Balance on My Mobile Phone Free?
While the bank may not charge for balance inquiries via the USSD service, some network providers might deduct a minimal USSD access fee. The fee varies from one network provider to another. It’s always a good idea to confirm with your mobile network provider.
How Often Can I Check My FCMB Bank Account Balance on My Mobile Phone?
There’s no limit to how often you can check your FCMB Bank account balance on your mobile phone. You can use the service anytime you want to know your account balance, 24/7.
Is It Safe to Check My FCMB Bank Account Balance on My Mobile Phone?
Yes, it’s safe to check your FCMB Bank account balance on your mobile phone. The service uses encrypted protocols to ensure that your information is secure. However, it’s always recommended to keep your transaction PIN confidential to prevent unauthorized access.
Can I Check My FCMB Bank Account Balance on Someone Else’s Phone?
Yes, you can check your FCMB Bank account balance on someone else’s phone. However, it is not recommended due to security concerns. It is safer to use your own mobile device that is linked to your bank account.
What Should I Do If I Can’t Check My FCMB Bank Account Balance on My Mobile Phone?
If you are unable to check your FCMB Bank account balance on your mobile phone, ensure you’re dialing the correct USSD code (*329#) from the mobile number registered with your account. If the problem persists, contact FCMB customer service for further assistance.
Can I Use the Service to Check My FCMB Bank Account Balance If I Am Abroad?
The ability to check your FCMB Bank account balance while abroad would depend on whether your mobile network provider has international roaming services and whether they support the use of USSD codes internationally. It’s recommended to contact your network provider for specific details. Alternatively, you can use FCMB online banking or mobile app if you have an internet connection.
With this post, I am confident that I have satisfied your search intent but if by any chance you have a question, kindly leave us a comment.
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