How to borrow airtime on AIRTEL 2023 [Updated Code to Borrow]

Hello friends! Do you know it is possible to borrow airtime from AIRTEL in 2023? Yes? Ok!

Everyone knows it is possible! One can borrow credit from AIRTEL if one is eligible but the problem is how to borrow airtime from AIRTEL and to know if one is eligible or not!

So, today I am going to show you how to check if you are eligible to borrow airtime on your AIRTEL line and how you can borrow! So, keep calm and read through! Teezab got you covered!

Do you know AIRTEL is one of the leading companies in terms of Network Provider in Nigeria and that it keeps growing every single day!

AIRTEL is making everything simple for its users by making it possible to borrow airtime and pay back anytime one recharges!

Do you want to borrow airtime from AIRTEL and they are not borrowing you? Well, I will explain to you today why they simply won’t borrow you!

Enough of the intro! Let’s get down to business!

How to borrow airtime from AIRTEL SIM 2023

How to borrow airtime from AIRTEL is a service called AIRTEL Extra Credit!

What is AIRTEL Extra Credit

AIRTEL Extra Credit is a service that allows you to borrow airtime on credit when you run out of airtime and payback on your next recharge.

AIRTEL Extra Credit Eligibility and Requirements

Borrowed airtime will be deducted from your next recharge. This service allows active AIRTEL prepaid subscribers who meet the eligibility criteria to borrow airtime. The following are the AIRTEL Extra Credit Eligibility;

Have a registered Airtel SIM
Your SIM must have been active for at least 3 months
You must recharge a minimum of N250 per month. This is because they will consider your monthly recharge frequency
To access this loan offer, you must not have any pending talk time loan
You’ll need to know the code to borrow airtime

This simply means you have to be a AIRTEL user to be able to use AIRTEL Extra Credit service and that alone doesn’t cut it you know? You should have recharge at least N250 monthly for a good three months. Hope you understand?

Things to know before you borrow credit on AIRTEL

Only 85% of the airtime borrowed will be disbursed into your AIRTEL account and 15% will be held for service fee.

There are different credit bands available to different customers, depending on the Customer’s profile (tenure on network, spend frequency, etc). Available credit bands include:

N25 Extra Credit
N50 Extra Credit
N100 Extra Credit
N200 Extra Credit
N500 Extra Credit
N1,000 Extra Credit
N2,000 Extra Credit

Anytime you recharge, the outstanding borrowed airtime will first be deducted without prior notice to the user.

You must be 18 or 18+ years to use the AIRTEL Xtra credit service.
You will not be able to transfer airtime from your AIRTEL extra credit account USING AIRTEL Share and sell.
AIRTEL Extra credit airtime can be used for all chargeable activities on the AIRTEL network

How to Borrow Airtime From AIRTEL | USSD Code to Borrow Airtime

To borrow Airtime on AIRTEL, follow the following simple guidelines;

Kindly, dial *500# > Select 2 and follow to prompt or dial *500*amount#, e.g *500*25# to borrow N25 or dial *500# and follow the prompts.

A message will be sent to you notifying you of the successful transaction and note that only 85% of the amount you borrowed will be disbursed into your AIRTEL Extra Credit account while the remaining 15% will be charged as service fee!

How to check your AIRTEL Extra Credit account balance

Now that you know how to borrow airtime on AIRTEL, what is left is how do you then check your Extra Credit account balance?

Most people search it online and for you to be here, you also want to know it! Well, if you come here for how to borrow airtime from AIRTEL only, then know that this is an extra tip for you!

So, how do you check your AIRTEL Extra Credit account balance? Of course it is very simple if one is guided correctly!

Follow these simple steps to check the amount of the credit left in your borrowed airtime account;

This is one of the most popular, fastest and easiest ways to inquire or check Airtel credit balance directly on your phone.

Dial *123# on your mobile device, then wait for an instant reply from Airtel revealing your prepaid airtime account balance on your phone screen.!

How to Repay Airtel Extra Credit Airtime

All you have to do is to recharge your phone and Airtel will do the rest!

FAQs about How to borrow airtime on AIRTEL 2023

Read through the frequently asked questions about How to borrow airtime on AIRTEL 2023.

What is the Airtel airtime advance service?

Airtel airtime advance service, also known as Airtel Talk Time Loan or Airtel Credit Loan, is a value-added service that allows Airtel prepaid customers to borrow airtime when they run out and repay later.

Who is eligible to borrow airtime on Airtel?

Airtel’s eligibility criteria may vary, but generally, customers who have been on the network for a certain period (often a minimum of 3 months), regularly recharge their lines, and have a good repayment history are considered eligible.

How do I borrow airtime from Airtel?

To borrow airtime from Airtel, you can dial *500# from your Airtel line. After dialing the code, follow the prompts to select the amount of airtime you want to borrow. The borrowed airtime will be credited to your account instantly.

How much airtime can I borrow from Airtel?

The amount you can borrow from Airtel depends on your eligibility. This is often determined by how frequently you recharge your line and the average amount of airtime you use. The available denominations for borrowing can range from a few units of local currency up to larger amounts.

Is there a service charge for borrowing airtime from Airtel?

Yes, there is typically a service charge for borrowing airtime from Airtel. This fee varies but is usually a certain percentage of the borrowed amount. The service charge is deducted when you repay the borrowed airtime.

How do I repay borrowed airtime on Airtel?

The borrowed airtime will be automatically deducted from your next recharge. This includes the borrowed amount and the service fee. For example, if you borrow 100 units and the service fee is 10%, the next time you recharge 100 units or more, 110 units will be deducted.

What happens if I do not repay the borrowed airtime on time?

Failure to repay borrowed airtime may affect your eligibility to borrow airtime in the future. If you consistently fail to repay on time, Airtel might discontinue the service for your number.

Can I borrow airtime while I still have an outstanding loan?

Typically, you must repay any existing loan before you can borrow again. The outstanding amount will be deducted from your next recharge before any new loan request is granted.

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